Create an account to save anything here. Your check-ins, journal, and progress are private to you. No one sees them unless you choose to share a code from Accountability.
Telling one trusted person is consistently one of the strongest single steps people describe in recovery. Secrecy is what lets the cycle keep its grip.
Honesty Check
The good and the bad
PLEASE skills
A DBT self-care checklist. Neglecting these makes every other urge harder to manage, tap Yes or No for each.
Physical health
Took care of any health needs today?
Yes
No
Eating
Ate something balanced today?
Yes
No
Substances
Skipped alcohol and drugs today?
Yes
No
Sleep
Slept OK last night?
Yes
No
Exercise
Moved your body today?
Yes
No
HALT check
Hungry, Angry, Lonely, Tired, the classic early-warning states, borrowed straight from the rooms. Worth naming before one of them quietly turns into an urge.
Think of it like a sponsor or support person being able to check in. By default, most of your progress is visible to anyone you give your accountability code to. A few naturally private things (like your Journal) start hidden, whatever you mark private is completely left out, not blurred or listed. Flip each item below to control exactly what's included.
This changes the trigger lists and the "how the game hooks you" notes in the app. General Gambling is checked by default; swap it for whatever's specific to you.
How the game is built to hook you
Updates based on what you selected above. This isn't about willpower, these are engineered features.
Give someone you trust a code to see your progress.
My share code
No active code yet.
How private this actually is: this is a code, not a password. Anyone who has it can view your summary, the same way anyone with a Google Doc link can open it. Only share it with people you trust. Only your streaks and an optional note are visible this way, never your journal or honesty entries, except your Lie Log if you've turned sharing on for it under Honesty.
Ride out an urge like a wave instead of fighting it.
Psychologist Alan Marlatt's "urge surfing" technique treats a craving as a wave: it builds, peaks, and passes, whether or not you act on it. It was developed and studied mostly in alcohol and drug recovery, not gambling. Stay on the board while it passes.
Rate the urge, then press start.
02:00
2 min
5 min
10 min
Why this helps
Urge surfing comes from Marlatt's relapse-prevention work, and a later trial of mindfulness-based relapse prevention (Bowen et al., 2014, JAMA Psychiatry) found lower relapse rates than standard relapse prevention alone. That research was mostly with alcohol and drug use, not gambling, so think of this as a reasonable skill to try, not something proven to stop betting.
No sessions logged yet.
Know your triggers
The hardest parts, one at a time.
Triggers, distorted thinking, shame, and money. Avoidance keeps a problem alive; naming it specifically is usually the first real step out of it.
Gollwitzer's research on "implementation intentions" (1999) found a specific if-then plan, made in advance, roughly doubles follow-through compared with a general intention like "I won't bet."
If-then plans
pick a trigger, plan the response
Slip Plan
what you'll do if you slip
Common triggers: tap one to start
Fills in the field below so you're editing instead of starting from a blank page, change it to match your actual situation.
Why this helps
A meta-analysis of 94 studies on implementation intentions (Gollwitzer & Sheeran, 2006) found a medium-to-large effect on goal follow-through.
No plans saved yet.
Slip Plan
The hour after a slip is when "chasing losses" (betting more to win it back) is most likely. Decide now, while you're calm, exactly what you'll do if it ever happens: stop, tell someone, and block the apps.
Why this helps
Chasing losses is one of the formal DSM-5 signs of gambling disorder, and it tends to happen in the moment, right after a loss. Deciding ahead of time what you'll do, rather than deciding mid-slip, is the same idea as the if-then plans above. Telling someone and blocking access are also part of most treatment programs' relapse plans.
Thought Log
Write down a thought and check it.
Neuroimaging (Clark et al., 2009, Neuron) found "near misses" activate reward circuitry almost like a win. Naming the distortion takes some of its power away.
Watching a game, thinking about betting
Already down, wanted it back
Saw a promo or ad
Someone near me was betting
Bored, looking for something to do
Why this helps
CBT targeting these exact distortions has some of the strongest evidence in gambling treatment (Petry et al., 2006).
Research on why people delay treatment for years finds shame and secrecy near the top, not the odds, not the math. Small, deliberate exposure builds tolerance for that fear.
Self-compassion
after a hard moment
Prediction vs. Reality
test a fear
Disclosure Ladder
who to tell first
Rehearsal
practice it out loud
Reframe Drill
quick rounds
Compassionate Letter
write when ready
Self-compassion break
Use after a slip, a strong urge, or a wave of shame. Neff's three-part exercise: mindfulness, common humanity, self-kindness.
One moment doesn't undo my progress
I'm allowed to still be working on this
Others would forgive me faster than I forgive myself
Why this helps
A gambling-specific study (Yi & Kanetkar, 2011) found shame, as opposed to guilt, predicted a higher likelihood of returning to gambling after a lapse, while guilt paired with self-forgiveness did not.
Nothing written yet.
Prediction vs. Reality
Name the specific thing you're afraid will happen if someone finds out. Rate it now. After it happens, or after looking honestly at the past, log what really occurred.
They'll never trust me again
They'll leave me
They'll be so disappointed
Everyone will see me differently
How likely does this feel right now?
How bad would it be?
Waiting to be tested
Nothing pending.
Resolved: predicted vs. actual
Nothing resolved yet.
Why this helps
Clark & Wells' (1995) cognitive model of social anxiety holds that testable predictions about others' judgment are the engine of the fear. Bruk, Scholl & Bless (2018) found people consistently rate their own vulnerability far more harshly than observers actually do, the "beautiful mess effect." One caveat: repeatedly disclosing distress to the same person can wear on a relationship over time (Forest et al., 2014), an argument for choosing who and how, not for staying silent.
The Disclosure Ladder
List conversations you're avoiding, from least to most frightening. Work from the bottom up.
How frightening?
Rehearsal
Pick something from your ladder. Write roughly what you'd say, rehearse it out loud, rate anxiety before and after.
I haven't been honest about my gambling
The real number is higher than I said
I've been going back even after saying I'd stop
Anxiety right now
Read your script out loud, slowly.
01:00
Anxiety now
Why this helps
Craske et al.'s (2014) inhibitory-learning model of exposure therapy holds that repeated contact with a feared scenario builds a new, competing expectation, rather than just wearing the fear down.
No reps yet.
Reframe Drill
Matching shame-driven thoughts to a steadier, accurate read, quickly and repeatedly, which is what actually builds the habit.
…
Why this helps
Learning research on the "testing effect" (Roediger & Karpicke, 2006) found that recalling something yourself helps it stick better than rereading it. That work was about memory for study material, so treat this as a sensible way to practice, not a proven treatment.
No rounds yet.
The Compassionate Letter
Imagine someone wise, warm, and completely on your side. Write to yourself as them.
Why this helps
Gilbert & Procter's (2006) compassionate mind training was developed specifically for high-shame, high-self-criticism presentations, built around constructing felt warmth, not just logical argument.
Nothing written yet.
Rebuilding relationships
One person at a time.
Why this is separate from just feeling sorry
This mirrors Steps 8 and 9 of GA's 12-step program, making a list of everyone harmed, and making direct amends wherever possible unless doing so would cause more harm. Trust-repair research on betrayal more broadly (infidelity, addiction, financial deception) points the same direction: specific, concrete follow-through predicts real repair far better than apology alone. Go slow with this, a rushed or self-serving amends can do more damage than waiting and doing it right.
Rebuild trust
Tools for the lying that comes with betting.
Lying is significant enough in problem gambling that it's one of the actual DSM-5 diagnostic criteria for gambling disorder, covering losses, minimizing how much time or money got spent, lying to family or a therapist. Across several studies of people diagnosed with gambling disorder, between 74% and 79% report having lied to conceal the extent of their gambling.
The slippery slope
A UCL/Duke brain-imaging study found dishonesty gradually escalates with repetition, and tracked why: the amygdala fires a strong aversion signal to a person's first small self-serving lie, but that signal fades with each repetition, removing the very brake that was slowing things down.
What this means for training
the highest-leverage moment to intervene is the smallest, earliest lie, not the dramatic ones. (Garrett, Lazzaro, Ariely & Sharot, 2016, Nature Neuroscience)
Lying is effortful: truth isn't
Sean Spence's fMRI research found lying reliably activates the prefrontal cortex more than truth-telling does: it has to suppress the honest answer, build a false one, keep it internally consistent, and predict how it'll land, all at once. Truth-telling skips all of that.
What this means for training
rehearsed liars get faster at lying the way anyone gets faster at a practiced skill. The reverse is also trainable, practicing quick, low-effort honest responses can make truth the new reflex.
Why "basically honest" people still lie
Dan Ariely, Nina Mazar & On Amir's self-concept maintenance theory found people lie just enough to profit while staying just honest enough to still see themselves as an honest person, the regulator is self-image, not a cost-benefit calculation.
What this means for training
the goal is closing the gap, one small catch at a time, between how honest you believe you are and how honest you're actually being.
What actually helps
Cognitive behavioral therapy is the standard treatment. It targets the underlying thought pattern (often a craving for attention, approval, or escape from an uncomfortable moment) that triggers the urge to lie, and builds a more honest alternative response in its place. Separately, Swap It borrows the "competing response" idea from habit reversal training, a technique developed for tics and skin-picking: notice the moment right before the behavior and have something else ready to do. It's adapted here for lying; it hasn't been tested for lying or gambling.
Why reward size matters: and why imagining the ending works
Uri Gneezy's foundational deception research found the decision to lie tracks two things: how big the payoff is, and how much it would cost someone else, the bigger the reward, the more people rationalize lying for it. Separately, a 1989 Wharton/Cornell study found "prospective hindsight", imagining an outcome as though it's already happened, rather than merely possible, improves people's ability to correctly reason about that outcome by roughly 30%. Gary Klein built the "premortem" technique on that finding: imagining a failure in vivid, already-happened detail breaks the optimism bias that a shortcut will work out fine. The Trade tool below runs both ideas together.
Roughly ordered by strength of evidence, most to least: Swap It's habit reversal model has the largest, most consistently replicated effect sizes of anything here. The Trade and The Ledger are both built directly on measured effects (prospective hindsight, self-concept maintenance) applied to a new context. Truth Reps and Write to Future You rest on solid but more modest general evidence. Motive Map and Cost Tally are reasoned, well-grounded reflection tools rather than techniques with their own outcome studies.
Lie Log
every lie, written down
Truth Reps
practice the honest version
Write to Future You
a letter to yourself
Cost Tally
what lying costs
The Trade
Practice choosing honesty over a guaranteed reward.
Each round: decide, then see how it actually plays out, imagined in the kind of vivid, already-happened detail research shows sharpens judgment far better than just weighing pros and cons in the abstract.
How this works
You'll get a scenario: a specific reward, guaranteed, for one specific small lie. Answer honestly, what would you actually do? Then read how it plays out. 10 rounds, pulled from a larger set each time.
Why this helps
Gneezy (2005) found the size of the reward is one of the two biggest drivers of whether people rationalize a lie. Mitchell, Russo & Pennington's 1989 research found imagining an outcome as already-happened, not just hypothetically possible, improves people's reasoning about it by roughly 30%, the finding behind Gary Klein's "premortem" technique. Playing the ending forward, in detail, before you're actually in the moment, is the whole exercise.
Reward
Session complete
No sessions yet.
Lie Log
Every lie, big and small.
The self-concept maintenance research found the small, easily-excused lies are exactly the ones people never track, only the big ones they got caught in ever get counted.
Add one
Embellishment
Omission
Half-truth
Fabrication
White lie
Small
Medium
Big
Huge
Still standing
Come clean
Why this helps
Ariely, Mazar & Amir's research found people regulate dishonesty against their self-image, not a cost-benefit calculation, the small, easily-excused ones slide by unnoticed precisely because no one's counting them. Counting them, even the small ones, is the intervention.
This week
Nothing logged yet.
Almost lied
The catches count too, not just the misses.
Log one
Started to, caught myself
Just felt the urge
Nothing logged yet.
Why this is worth tracking
Most self-tracking only counts failures, which quietly trains you to see yourself as someone who fails at this. A catch is direct evidence the new habit is actually forming, the same skill Swap It and Truth Reps are training, showing up on its own.
Motive Map
See what's driving the lies.
Pathological lying is usually driven by a small set of recurring needs, not a single cause. Research points most often to attention-seeking, shame-avoidance, and a bid for autonomy or control. Most people have never actually ranked which ones apply to them.
Rate how often each one is really behind it
Why this helps
CBT for pathological lying works by identifying the specific dysfunctional thought or unmet need driving the urge, attention, approval, escape, and building an honest alternative for that specific need, rather than treating "lying" as one undifferentiated problem.
Nothing saved yet.
Cost Tally
What each lie costs to keep up.
Spence's brain-imaging research found lying requires the brain to build a false story, keep it internally consistent, and predict how it'll land, over and over, for as long as the story has to hold.
Tally a story you're currently maintaining
Partner
Partner and family
Close friends
Sponsor/therapist
Indefinitely
Until they stop asking
Until it's paid back
Hurt/angry, but we'd get through it
Would damage trust we're rebuilding
I don't actually know
Why this helps
naming the ongoing maintenance cost out loud, who, how long, what if, turns an abstract "it's easier to just say this" into a concrete, comparable price tag against the much smaller cost of the truth today.
Nothing tallied yet.
Truth Reps
Rehearse the honest version before you need it.
A specific, planned rep for a real situation coming up, not a game, just deliberate practice. Write it down before you're standing in the moment with an easier lie already forming.
Set up a rep
Partner asks how much I spent
Someone asks why I've been distant
Explaining where money went
Sponsor/therapist checks in
Said it out loud once
Said it out loud 3x
Practiced with someone
Used it for real
Why this helps
exposure-based rehearsal, practicing the actual words before the pressured moment, builds a competing, well-rehearsed response so the honest version is the one that's already loaded when the moment arrives, rather than something you're constructing on the spot.
No reps saved yet.
Write to Future You
Write to the person you're becoming.
Future self-continuity research consistently finds that people who feel more connected to their future self make more patient, less impulsive, and more honest choices in the moment, a short letter is one of the most-tested ways to build that connection.
A letter to future you
Picture the version of you a year from now who has to live with whatever story gets told today. What would they want you to know before you decide?
Why this helps
studies using this exact "write to future self" manipulation found participants were more likely to follow through on healthy behaviors and less likely to condone unethical shortcuts afterward, a simple exercise with a measurable effect on real decisions.
Future moments to hold onto
Add a few specific moments you're working toward. Not "be debt-free" but "seeing my balance hit zero and screenshotting it." Come back and read them when an urge hits.
Nothing written yet.
Swap It
A true line ready for each trigger.
Adapted from habit reversal training (a technique built for tics and skin-picking): get specific about what sets off a lie, then have a true, ready-to-go line for each one so there's no gap for a story to rush into.
Step 1: your actual triggers
What tends to be happening right before you embellish or fabricate something?
Put on the spot suddenly
Feeling embarrassed
Wanting to impress someone
Avoiding conflict
Protecting my image
Habit / autopilot
Afraid of disappointing someone
Bored, making it more interesting
Step 2: your competing response
A true, specific line you can say instead, ready before you need it.
"I don't remember the exact number."
"I didn't get to that yet."
"Can I tell you the real answer?"
"Let me actually check first."
Why this helps
This is an adapted technique. It borrows the competing-response step from habit reversal training, which was developed and studied for tics, skin-picking and nail-biting, not for lying or gambling. The idea is simple: know your trigger, and have a true line ready before you need it.
Build a new life
The parts of life worth more than a bet.
Values Compass
what matters to you
Self-Worth
what you did isn't who you are
Emotional toolkit
skills for hard feelings
Do this for you
Find the reasons that are actually yours.
Family fear, a partner's ultimatum, a court order. Those are real starting points. But the reasons that predict staying the course for years tend to be the ones that come from inside, not the ones handed to you. Start with whatever got you here, and grow reasons of your own along the way.
Two lists
Right now, which voice feels loudest?
Other people's reasonsMy own reasons
Why this helps
Self-Determination Theory (Deci & Ryan) distinguishes autonomous motivation (change driven by your own values) from controlled motivation (change driven by outside pressure or guilt). In addiction treatment specifically, Ryan, Plant & O'Malley's study of alcoholism treatment found patients whose motivation was more autonomous had significantly better attendance and retention than those motivated mainly by outside pressure. This tool doesn't judge which reasons you start with. It just tracks whether your own reasons are growing over time, which is what the research says to watch for.
Nothing logged yet.
Values Compass
How close your days are to what matters.
The gap between a value and your current behavior shows you where to put your next small action. You don't need to punish yourself over it.
Pick up to 5
Based on Shalom Schwartz's theory of basic human values, validated across 300+ studies in 80+ countries, the most replicated framework of its kind.
Self-Direction
Stimulation
Hedonism
Achievement
Power
Face
Security
Conformity
Tradition
Humility
Benevolence
Universalism
Why this helps
This is the values-clarification core of Acceptance and Commitment Therapy (ACT: Hayes, Strosahl & Wilson). A large meta-analysis (A-Tjak et al., 2015, covering 39 randomized trials across many conditions including substance use) found ACT performs comparably to established therapies like CBT, and the values-to-action step specifically is what turns abstract intentions into concrete behavior.
Nothing saved yet.
Self-worth
What you did isn't the same as what you're worth.
Qualities that describe you
Tap every one that's actually true of you, not who you want to be, who you already are, even on hard days.
Loyal
Funny
Hardworking
Caring
Honest (working on it)
A good parent
A good friend
Generous
Resilient
Smart
Creative
Dependable
Brave for trying to change
A hard worker
Someone people trust
Still here, still trying
Separate the behavior from the identity
Why this helps
Crocker & Park's research on "contingencies of self-worth" found that basing self-esteem heavily on specific outcomes or others' approval, rather than a more stable, internal sense of worth, is associated with worse psychological outcomes, including more shame and defensiveness after setbacks. Deliberately practicing the distinction between "what I did" and "who I am" is a direct countermeasure, and it's the same underlying mechanism behind self-compassion research (Neff) used elsewhere in this app.
Nothing written yet.
A few things worth reminding yourself
Tap one that fits how you're feeling right now.
One relapse doesn't erase the progress before it.
Showing up today counts, even on the hard days.
I am not the worst thing I've done.
Wanting to change is already evidence I'm not stuck.
People can hold both disappointment and love for me.
Every honest moment rebuilds something the lying wore down.
Stop what you're doing. Take a breath. Observe what's happening in your body and the story you're telling yourself about the situation. Proceed with a response you chose, not the first impulse.
Why this helps
Deffenbacher's decades of controlled trials on CBT-based anger treatment consistently show this kind of pause-and-reappraise structure reduces anger intensity and aggressive responses, with effects holding up across meta-analytic review.
Anxiety: paced breathing
Slow the exhale longer than the inhale, try in for 4, out for 6. This isn't a metaphor, it's physiology: a longer exhale directly activates the body's calming (parasympathetic) response.
Why this helps
A systematic review (Zaccaro et al., 2018) of slow-paced breathing research found consistent effects on autonomic nervous system balance and self-reported anxiety across studies. This is the same mechanism the Ride the Urge breathing timer uses, worth reaching for outside of urges too.
Shame, guilt and embarrassment: opposite action
Shame's urge is almost always to hide, isolate, and avoid eye contact. When the shame doesn't fit the facts, or acting on it wouldn't actually help, the skill is to deliberately do the opposite: show up anyway, make the call, stay in the room.
Why this helps
"Opposite action" is a core emotion-regulation skill from Dialectical Behavior Therapy (Linehan), which has one of the strongest randomized-trial evidence bases of any therapy model. The logic is direct: avoidance is what keeps shame alive, so the antidote is behavioral, not just cognitive.
Fear: name it to tame it
Put the specific feeling into words, out loud or in writing, not "I feel bad," but "I feel afraid that my partner will leave once she knows the full number."
Why this helps
Lieberman and colleagues' fMRI research found that verbally labeling an emotion measurably reduces activity in the amygdala, the brain's threat-response center, putting feelings into specific words isn't just expressive, it appears to directly dampen the emotional reaction itself.
Self-help library
Reading on well-being, beyond gambling.
Books
Atomic Habits: James Clear (habit and identity-based behavior change) The Let Them Theory: Mel Robbins (letting go of what you can't control) Self-Compassion: Kristin Neff (the research this app's compassion tools are built on) Daring Greatly: Brené Brown (shame and vulnerability) In the Realm of Hungry Ghosts: Gabor Maté (addiction, compassionately explained) Codependent No More: Melody Beattie (relationships around someone else's, or your own, addiction) Man's Search for Meaning: Viktor Frankl (meaning and purpose, even in hard circumstances) The Body Keeps the Score: Bessel van der Kolk (how stress and trauma live in the body) The Subtle Art of Not Giving a F*ck: Mark Manson (choosing what actually deserves your energy) Think Like a Monk: Jay Shetty (purpose and mental discipline)
Podcasts
The Mel Robbins Podcast: practical, research-backed personal development On Purpose with Jay Shetty: one of the most listened-to health and wellness podcasts going The Happiness Lab: Dr. Laurie Santos (Yale psychologist, science-based) Ten Percent Happier: Dan Harris (mindfulness, practical and skeptic-friendly) Unlocking Us: Brené Brown The Subtle Art of Not Giving a F*ck Podcast: Mark Manson Feel Better, Live More: Dr. Rangan Chatterjee (physician-led, health and habits) Therapy for Black Girls: Dr. Joy Harden Bradford The Hardcore Self Help Podcast: Dr. Robert Duff The Tim Ferriss Show: deep-dive interviews on habits, mindset, and performance
YouTube
Improvement Pill: animated, practical self-improvement breakdowns Actualized.org: Leo Gura, deeper personal-development philosophy Therapy in a Nutshell: Emma McAdam, LMFT (practical CBT and anxiety skills) HealthyGamerGG: Dr. K (mental health, has covered process addictions directly) The School of Life: emotional skills and self-understanding, thoughtfully made Dr. Ramani: relationship patterns and boundaries Charisma on Command: confidence and communication Psych2Go: bite-sized psychology explainers Big Think: ideas from a wide range of experts, not just one voice Matt D'Avella: minimalism, habits, and intentional living
This list reflects broad, popular self-help resources. It isn't a clinical endorsement of any single author or approach, and none of it replaces GA, a therapist, or the helpline. If something here doesn't fit your situation, that's worth bringing to a real person who knows you.
Journal
For when a check-in isn't enough room.
Pennebaker's decades of work on writing about stressful or emotional events found measurable benefits for people who wrote honestly about what they were actually going through, compared with writing about neutral topics. Nothing here is scored or analyzed. It's just yours.
Write
Past entries
Nothing written yet.
Relapse prevention plan
Make it on a calm day, so you know what to do after a slip.
My high-risk situations
Big event day
Drinking with friends
Payday / extra cash
Late night alone
After an argument / bad news
Feeling "on a heater"
My supports
If I do slip
Why this helps
Marlatt's relapse-prevention model: a slip treated as evidence of total failure tends to spiral, while a slip treated as data tends to stay a slip.
Today can be Day 1. Set your clean date to start tracking.
Meetings, therapy and support
0
Set a goal below to start tracking
Custom: 0
Meetings: 0
Therapy: 0
Integrity Streak
Day 1
Today can be Day 1. Set your Clean Slate Date to start tracking.
Ties to your Clean Slate Date above, the day the full truth came out. Your daily Honesty Check lives under Check-in; past entries show up here. A ten-week Notre Dame study (Kelly and colleagues, presented at the American Psychological Association) found that adults who stopped telling all lies, including small "harmless" ones, reported significantly fewer mental- and physical-health complaints and better relationship quality than a control group by the end of the study, and the effect held for small everyday lies, not just big ones.
Nothing logged yet.
Clean date
and your goal
Clean Slate Date
when the truth came out
Weekly estimate
for money saved and time back
Clean date
Clean Slate Date
Also drives your Integrity Streak ring above.
Edit your weekly estimate
Where the default comes from
*Default estimate ($110/day spend, 3.2 hrs/day) is the midpoint of published research on problem gamblers' average monthly losses, and data from Nevada's Dr. Robert Hunter Problem Gambling Center on average session length and frequency. Enter your own numbers above for a personalized figure instead.
For guidance specific to your situation, talk to a nonprofit credit counselor or a licensed financial or legal professional.
Clean up the damage
bank calls, letters, card blocks
Payoff strategies
avalanche vs. snowball
Payoff calculator
and track your progress
Real help
credit counseling
Safeguards
ways to protect your money
Two common payoff strategies
Avalanche: pay minimums on everything, put extra money toward the debt with the highest interest rate first. Mathematically pays the least total interest.
Snowball: pay minimums on everything, put extra money toward the smallest balance first. Pays off individual debts faster, which research on habit formation suggests helps some people stay motivated even though it usually costs a bit more in total interest.
Neither is "correct". It's a real trade-off between total cost and momentum.
Payoff calculator
Add what you owe. This runs the math for you. It doesn't recommend a specific action.
Name
Balance
APR %
Min payment
Avalanche
Snowball
Track your progress
Update your balances above to what you actually owe now, then hit Calculate. This tracks how much you've paid off since you started.
Add a debt above and hit Calculate to start tracking.
Where to get real help
Nonprofit credit counseling (NFCC.org), free or low-cost, accredited, can help build a real plan and sometimes negotiate with creditors directly.
Be cautious with for-profit "debt settlement" companies: many charge large upfront fees and can damage your credit further; research any company through your state attorney general's office first.
Bankruptcy is a legitimate, legal tool for some situations, not a personal failure, a licensed bankruptcy attorney or a nonprofit credit counselor can tell you honestly whether it fits yours.
Rebuilding structure
A separate account for essential bills only, moved automatically on payday · blocking apps built specifically for gambling (Gamban, BetBlocker) · self-exclusion through your state gaming commission or the sportsbook apps directly · freezing or locking cards through your bank's app · automating bill pay so essentials go out before anything else is available to spend.
Get support
Meetings, counselors and support for the people around you.
Meetings and counselors
find the right help
For loved ones
understanding and support
Self-help library
further reading
Other resources
money, blocking and more
Find a meeting
Gamblers Anonymous
Meeting info can change without notice. Compiled from public GA data, confirm at gamblersanonymous.org or 1-800-MY-RESET (1-800-697-3738) if a link doesn't work.
Any time
Morning
Afternoon
Evening
Late night
Times show the meeting's own local time zone, plus an approximate conversion to yours (auto-detected from your device). Conversions can be off by up to an hour right around U.S. daylight-saving changes.
If someone sent you here, it's because this is hard to explain in the middle of an argument. It can make someone lie to the people they love most without that love being the lie.
It's a real illness
diagnosable, not a choice
Why they lie
even about small things
They still love you
the betting isn't about you
What you might feel
and why it's normal
Resources for you
Gam-Anon and support
Rebuilding the relationship
if you want to
This is a real, diagnosable illness
In 2011, the American Society of Addiction Medicine formally redefined addiction, including gambling disorder, as a chronic brain disease, not a moral failing or a character problem. Their own language: "It's not just a social problem or a moral problem or a criminal problem. It's a brain problem whose behaviors manifest in all these other areas."
What this means
the DSM-5, psychiatry's own diagnostic manual, classifies gambling disorder alongside substance addictions because brain-imaging research keeps finding the same thing, gambling activates the same dopamine reward circuitry, and produces the same kind of hyperactivity in the brain's reward center paired with reduced activity in the decision-making prefrontal cortex, as cocaine or alcohol.
Why they lie: even to you, even about small things
This is the part that's hardest to square with loving someone. Addiction, including gambling addiction, physically affects the prefrontal cortex, the part of the brain responsible for judgment, impulse control, and weighing consequences. Research reviewed in Trends in Cognitive Sciences found that what looks like "denial" or manipulation often reflects genuine dysfunction in the brain regions tied to self-monitoring and honest self-assessment, not a deliberate choice to deceive.
As addiction progresses, deception tends to become more automatic and less intentional, not the other way around, driven by shame and a brain that's reprioritized the addiction above almost everything else, including the truth. Many people in active addiction aren't fully lying to you on purpose so much as they're unable, in that moment, to access the part of their own mind that would stop them.
The key point
none of this erases the harm the lying causes, or means you have to accept it forever. But the person telling you the lie and the person who loves you are very often the same person, working with a brain that's been hijacked by a disease that specifically targets judgment and honesty.
They can still love you and still hurt you, without meaning to
This is the single most important thing to take from this page: someone can love you more than anything in the world, and still lie to you, break promises, and act in ways that don't look anything like love, because of an illness, not because the love isn't real. Those two things are not in competition with each other. A brain in active addiction will consistently choose the addiction over almost anything else in the moment, including the people it loves most, the same way a brain in the grip of a substance addiction will. That's what makes this disease, and not a character flaw.
What you might be feeling
Anger, exhaustion, betrayal, numbness, guilt for feeling any of the above, all of that is a completely normal response to living alongside this, and none of it means you're overreacting or unsupportive. You're allowed to be deeply hurt by the lying while also understanding where it comes from. Those aren't contradictory either.
Resources for you specifically
Gam-Anon: a free, anonymous 12-step fellowship built specifically for the spouses, partners, parents, children, and close friends of people with a gambling problem, not the gambler. It's modeled on Al-Anon, and it exists because living alongside someone's gambling does its own real damage that deserves its own support, whether or not your person ever stops gambling, and whether or not they've admitted there's a problem at all. gam-anon.org
National Problem Gambling Helpline: free and confidential, 24/7, for the gambler and for you. Call or text 1-800-MY-RESET (1-800-697-3738).
A few things worth knowing going in: you don't have to wait for them to admit there's a problem, or to start their own recovery, before you get support for yourself. You can't control someone else's gambling, but you can set boundaries around your own money, time, and peace of mind, and that's not the same as giving up on them.
If you're considering rebuilding this
There's no right answer here, and no timeline you're supposed to be on. Whatever you're feeling right now, still in love with them, furious at them, done with them, not sure which, is a normal response to what actually happened to you, not a sign you're doing this wrong.
What research on rebuilding trust actually says
The clinical research on relationships recovering from betrayal, infidelity, addiction, financial deception, points to the same basic pattern regardless of what the betrayal was: relationships can and do genuinely recover, but not through apologies alone. What predicts real repair is the betraying partner doing consistent, verifiable, unglamorous work over time, not one big gesture, not just saying the right things once. Trust gets rebuilt the same slow way it gets broken: one kept promise at a time, stacked up until there are enough of them to matter.
Signs it might be real, versus just words
Family-recovery research on problem gambling specifically (this is a core part of what Gam-Anon is built around) points to a few concrete, checkable things, not vibes, not promises, actual behavior:
They're doing something structured, GA, a therapist who works with gambling specifically, SMART Recovery, not just privately deciding to stop.
They offer financial transparency without being asked twice for it, not full control handed over forever, but real visibility, offered rather than extracted.
They can sit with your anger, your questions, your checking-up, without getting defensive or making it about their own guilt.
The small lies stop too, not just the big gambling secret, but the little everyday ones that often traveled alongside it.
Time is actually passing with the above holding up, not just the first hard week.
Protecting yourself while you figure this out
You can take real steps toward rebuilding and still protect yourself. Those aren't opposites. Separate accounts or at least your own account only you control. Your own therapist or Gam-Anon group, independent of couples' work. Credit monitoring if debt was involved. None of this means you've already decided to leave, plenty of people who successfully rebuild set up exactly these guardrails early and keep some of them permanently. Protecting yourself is what makes it possible to stay open-hearted instead of quietly resentful.
If you do want to try
Relationships that make it through something like this rarely do it by going back to how things were. They build something a little different: more honest, more transparent, with real structure instead of just trust on faith. That's not a lesser version of what you had. For a lot of couples who work through this seriously, it ends up sturdier than before, specifically because it's no longer resting on secrets. If part of you wants to find out whether that's possible here, that instinct is worth taking seriously, alongside every boundary above, not instead of them.
Counselors, outpatient and IOP programs, and treatment programs, all in one place.
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Other ways in
Call the National Problem Gambling Helpline (1-800-MY-RESET (1-800-697-3738)) and ask directly for a gambling-specialized counselor referral in your area and insurance situation. This is one of their core functions, not an inconvenience. Many states also fund free or low-cost gambling-specific counseling through their state problem-gambling council regardless of insurance, worth asking about explicitly.
Community
Hear from others going through the same thing.
Board
post and discuss
Stories
from people further along
Share
Community
A shared board, visible to everyone using this app.
Not a substitute for GA, a sponsor, or a therapist, and not moderated in real time.
Why this space exists: to support and uplift each other. Nothing more complicated than that. Use a first name and last initial or a screen name. Skip specific bet amounts, odds, or "war stories" that could read as exciting instead of cautionary, and skip soliciting or linking to gambling sites of any kind. If you're in crisis, use the numbers at the top of this page rather than waiting on a reply here. This board isn't moderated in real time.
Hate, harassment, or cruelty of any kind isn't tolerated here: toward anyone, for any reason. It gets removed, and it gets you banned. This is one of the only places some people have to say the truth out loud. Protecting that is not optional.
National Problem Gambling Helpline, 24/7: call or text 1-800-MY-RESET (1-800-697-3738). Chat at ncpgambling.org.
Suicide & Crisis Lifeline, call/text 988, 24/7.
Treatment and community
Gamblers Anonymous · SMART Recovery, a science-based alternative or complement to GA, with free meetings online and in person, built around CBT and motivational interviewing rather than the 12 steps specifically; worth trying if the spiritual framing of GA isn't the right fit for you · Gam-Anon for family/partners · nonprofit credit counseling (NFCC.org) · a therapist experienced in CBT for gambling, see the Find a counselor tab, or the helpline above can refer you locally.
Separate the Activating event from your Belief about it, to see how the belief, not the event itself, drives the Consequence (the urge, the feeling, the behavior).
Cost-benefit analysis
You got something out of gambling, otherwise you wouldn't have kept doing it. Naming the real benefits (not just the costs) makes the comparison honest instead of one-sided.
DENTS: five ways to handle an urge
Deny or delay it. You don't have to act on it right now.
Escape the situation, leave, log off, change rooms.
Neutralize the thought that's fueling it.
Tasks, do something else with your hands or attention.
Swap it for a competing response.
You've already got dedicated tools for most of these under Beat urges. This is just the memory hook that ties them together.
Change plan
A short, specific written plan, the single best-evidenced ingredient across almost every addiction treatment approach is having one at all.
Lifestyle Balance Wheel
Gambling tends to crowd out everything else. Rate how much attention each area is actually getting right now (0 = none, 10 = plenty), the lowest ones are usually where the next small step belongs.
Dispute unhelpful beliefs
The thought that fuels an urge is usually an exaggeration ("I need this," "I can't stand feeling this way") more than a fact. Write it down, then argue back like you would with a friend having the same thought.
Personify and disarm
Give the urge to gamble its own voice, separate from yours, a lot of people find it's easier to say no to "the gambler's voice" than to a feeling that seems like just you.
Explore new pursuits
Gambling took up real time and met real needs, excitement, escape, a sense of possibility. Recovery holds better when something else moves in to meet those same needs, not just when gambling is removed.
Five Questions: a fast urge check
When an urge hits and you don't have time for a longer exercise, run through these fast:
What am I actually feeling right now, underneath the urge?
What do I think gambling would do for me in this exact moment?
Is that actually true, or is it the urge talking?
What will I think of this decision tomorrow?
What's one thing I could do instead, right now, in the next five minutes?
Setting healthy boundaries
Recovery usually needs boundaries in both directions, limits you hold with other people, and limits you hold for yourself.
Gamblers Anonymous: The 12 Steps
GA's own program, reproduced from gamblersanonymous.org, with what each step actually means underneath. These principles apply just as much to compulsive lying, or almost any other pattern you're trying to break, not only gambling. Tap a step to expand it.
1. We admitted we were powerless over gambling. That our lives had become unmanageable.
Not "I have no willpower". It means the honest recognition that trying harder, alone, hasn't worked, and won't. Applied elsewhere: admitting a lying habit, an anger pattern, or any compulsion has outgrown your ability to manage it solo is the same move, not a separate one.
2. Came to believe that a Power greater than ourselves could restore us to a normal way of thinking and living.
"Power greater than ourselves" doesn't require religion. It can be the program, a community, a therapist, or the accumulated experience of everyone who's walked this path before you. The point is that something outside your own damaged judgment can be trusted more than your own damaged judgment, for now.
3. Made a decision to turn our will and our lives over to the care of this Power of our own understanding.
A decision, not a feeling. You don't have to feel ready. It means agreeing, in advance, to follow the program's suggestions even when your own instincts (the ones that got you here) disagree. Applies to any habit where your in-the-moment judgment is the least trustworthy voice in the room.
4. Made a searching and fearless moral and financial inventory of ourselves.
A genuinely honest accounting, not just of gambling losses, but of who you've been while gambling: the lies, the resentments, the ways you treated people. "Fearless" means writing it down even when it's ugly. This works identically for any behavior pattern you're facing, a full accounting, not a curated one.
5. Admitted to ourselves and to another human being the exact nature of our wrongs.
Privately knowing your wrongs isn't the same as saying them out loud to another person. Something changes when another human being hears the specifics and doesn't recoil, shame loses power the moment it's spoken. True for confessing a lying habit, an affair, anything you've been carrying alone.
6. Were entirely ready to have these defects of character removed.
Readiness, not action yet, and it's harder than it sounds, because some "defects" (like the story that lying keeps you safe) can feel protective even when they're destructive. Being entirely ready means being willing to give up even the parts of the pattern that still feel useful.
7. Humbly asked God (of our understanding) to remove our shortcomings.
The action step after Step 6's willingness, asking, rather than white-knuckling it alone. For a non-religious version: this can mean actively asking for help (a sponsor, a therapist, a specific accountability partner) rather than privately resolving to just try harder this time.
8. Made a list of all persons we had harmed and became willing to make amends to them all.
A complete list, not just the most obvious names, willingness comes before the amends themselves, and can take real time to build for people you've hurt badly. This has its own dedicated space under Face It → Rebuilding Relationships, useful for any harm caused by any pattern, not just gambling debts.
9. Made direct amends to such people wherever possible, except when to do so would injure them or others.
Direct means specific and concrete, not a vague apology, but naming what you did and what you're doing about it. "Except when it would injure them" matters: sometimes the kindest amends is changed behavior at a distance, not reopening a wound to unburden yourself.
10. Continued to take personal inventory and when we were wrong, promptly admitted it.
Step 4 was the big one-time inventory; this is the ongoing daily version, catching yourself in the small stuff quickly, before it compounds into something you're hiding again. This is arguably the most transferable step of all, useful for literally any behavior you're trying to stay honest about.
11. Sought through prayer and meditation to improve our conscious contact with God as we understood Him, praying only for knowledge of His will for us and the power to carry that out.
Stripped of religious language: a regular practice, reflection, meditation, journaling, whatever form fits you, aimed at clarity rather than escape, and asking "what's the right next move" rather than "get me out of this feeling."
12. Having made an effort to practice these principles in all our affairs, we tried to carry this message to other compulsive gamblers.
"In all our affairs" is the key phrase. These steps aren't just a gambling protocol, they're meant to become how you handle everything: honesty, amends, ongoing self-checking, asking for help. Carrying the message to others is often what makes the change stick for good in yourself.
Self-exclusion programs
Your state's list bans you from every licensed sportsbook there. Each app has its own self-exclusion too.
Bet blockers
Blockers like BetBlocker and Gamban stop betting apps and sites from opening. Let someone you trust hold the passcode.
Treat the training games and journaling tools the way you'd treat a promising but early method: worth doing consistently, worth pairing with the fundamentals that are actually proven, CBT, Gamblers Anonymous, a therapist, self-exclusion, telling someone you trust, and not worth betting your recovery on alone. Every tool in Train explains its own evidence right where you use it, including where that evidence is thin.
Privacy
What this app stores and why. Last updated: October 24, 2026.
What we collect
To save anything, you create an account with an email address and password. We don't ask for your real name. When you're signed in, the entries you save in the app (check-ins, journal entries, logs, plans, goals and settings) are stored so you can come back to them.
Where it's stored
Your data is stored with our database provider, Supabase, and sent over an encrypted connection. Your theme choice is saved in your own browser.
Who can see it
Only you. Nobody else can see your entries unless you create a share code in Settings and give it to someone; you can revoke a code at any time. We don't read individual entries except when you ask us to help with a problem with your account.
What we never do
We don't sell your data, share it with advertisers, or use it to show you ads. There are no advertising trackers in this app. We have no connection to any gambling company.
Third parties
The app uses Supabase for accounts and storage, and Google Fonts for typefaces, which may receive your IP address when fonts load.
Deleting your data
In the app, go to Settings, then Your Account, and tap Delete my account. It removes your account, your saved entries and any share codes right away. You can also tap Download my data first to keep a copy. If you'd rather, email hello@unbettable.com from the address on your account and we'll do it for you.
Changes
If this policy changes in a meaningful way, we'll update the date above and note it in the app.
Some of what you save here can count as consumer health data under state laws like Washington's My Health My Data Act. We only use it to run the app, and you agreed to that when you created your account. Read the full privacy policy and consumer health data policy.
This summary is not legal advice. Unbettable is educational self-help material and peer support, not medical or clinical treatment.